Ecommerce, Ghana
We build WooCommerce shops that take mobile money and cards in cedis and keep stock, orders and delivery in order. The checkout is designed around how Ghanaians actually pay.
Selling online in Ghana is less about the product grid and more about the checkout. A shopper who wants to pay by MoMo, gets a prompt on their phone, and then sees an unclear screen on your site is a lost sale and often a support call.
We build ecommerce on WooCommerce, the WordPress shop platform, as part of our development work, which starts from $5,000 per project. Smaller catalogues can sometimes be scoped more tightly; we tell you honestly which fits.
Gateways that operate in Ghana, such as Paystack and Flutterwave, accept MTN MoMo, Telecel Cash and AirtelTigo Money alongside cards, with amounts in GHS. We connect your chosen gateway to WooCommerce, set it to cedis, and test full payment journeys on each network. Stripe does not onboard Ghanaian businesses directly; it routes them to Paystack, so for most Ghanaian shops Paystack is the natural starting point.
With mobile money, the customer confirms the payment on their phone using an OTP and PIN. That pause is where shops lose orders. We design a clear pending screen with instructions, rely on the gateway's webhook rather than the browser to mark orders paid, and send a confirmation by email and, where you use it, SMS or WhatsApp. If the customer closes the page mid-payment, the order still updates correctly.
Paystack's mobile money channel does not support recurring payments. If you sell memberships, boxes or subscriptions, we plan the model around that: card-based recurring billing for customers who prefer it, and reminder-and-renew flows for customers paying by MoMo. Deciding this at the scoping stage avoids an awkward rebuild after launch. We also set renewal reminders that link straight to a pre-filled checkout, so paying again by MoMo takes a few taps.
A shop collects names, phone numbers, addresses and order history. Under Ghana's Data Protection Act, 2012 (Act 843), the Data Protection Commission requires data controllers and processors to register. We keep checkout fields lean, separate marketing consent from order processing, and give you a record of what customer data the shop stores, so your registration reflects reality. Payment details stay with the gateway, never on your server.
We set up delivery zones and fees that match how you actually dispatch, whether that is your own riders in Accra, a courier for other regions, or pickup. Stock levels, low-stock alerts and order statuses are configured so your team can run the shop from a phone. We train the people who will process orders, not just the person who signs the contract.
Strategy & Design from $1,500 · Development from $5,000 · Managed Services from $2,000 per year. See pricing
These were built by our team for clients outside Ghana, and they show the payment and high-volume order handling a Ghanaian shop needs: an online school taking several currencies and an events platform that sold and scanned 10,000+ tickets.
It depends on the size of your catalogue, the payment and delivery rules, and any integrations with stock or accounting systems. Our development work starts from $5,000 per project, and we give you a fixed price in a written scope once we understand your shop. Separately, budget for hosting, your domain and gateway transaction fees.
Paystack and Flutterwave both operate in Ghana and accept mobile money and cards in cedis. Stripe sends Ghanaian businesses to Paystack rather than offering a direct account. We compare onboarding requirements, fees and settlement terms with you, and your business opens the merchant account in its own name.
Yes. Paystack lists MTN, AirtelTigo and Telecel (formerly Vodafone) for mobile money in Ghana, and Flutterwave also collects GHS from Ghanaian mobile money wallets. We test each network during the build so customers on any of the three can complete checkout.
No. Parliament repealed the Electronic Transfer Levy in March 2025 and charging stopped from 2 April 2025. Your customers still pay any normal network or gateway charges, and you pay the gateway's transaction fee, but the 1% levy no longer applies.
Usually, yes. Card payments through your gateway can accept international cards, and WooCommerce can show prices in more than one currency. We built an online school for BFI Insights with payments in NGN, USD, GBP and EUR, so we are comfortable with multi-currency set-ups.
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